By Krishna Dua 
Today Bank Holiday? Know Reason, Cities & Full List
✅ Why People Are Searching “Today Bank Holiday”
Every day, thousands of people across India turn to Google to ask, “Is today bank holiday?” Whether it’s for urgent banking work, visiting the branch, or ATM cash deposit issues, knowing if banks are open today is essential. The Reserve Bank of India (RBI) releases a full-year calendar of holidays, but local events, regional festivals, and sudden closures often lead to confusion. That’s why the question of today bank holiday has become one of the most searched phrases, especially on Mondays, weekends, and near national events.
✅ Bank Holidays Vary Across States and Cities
Unlike fixed national holidays such as Republic Day or Independence Day, most bank holidays depend on state-wise celebrations. A holiday in West Bengal like Durga Puja may not be a holiday in Tamil Nadu. Similarly, Ganesh Chaturthi may be a declared holiday in Maharashtra but not in Assam. So when you check if there is a today bank holiday, it’s crucial to check the region or state you’re in. Even banks in different cities of the same state can follow slightly varying schedules due to local observances. RBI’s list is followed by all public sector and most private sector banks, but it’s always smart to verify with local authorities or your bank branch.
✅ List of Common Bank Holidays in India
The major public holidays when all banks across India are closed include Republic Day (January 26), Holi, Good Friday, Independence Day (August 15), Gandhi Jayanti (October 2), Dussehra, Diwali, Christmas (December 25), and New Year. Besides these, banks also remain closed on the second and fourth Saturdays of every month and all Sundays. Today being a bank holiday could be due to any one of these, so always refer to the RBI bank holiday list.
✅ Why Banks Might Be Closed Today
If you’re wondering whether today is a bank holiday, the reasons may include:
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A national public holiday
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A regional festival or cultural event
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A strike or bandh in your city
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The second or fourth Saturday
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Sunday, which is a regular weekly holiday
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Special government notifications
Unexpected closures may also happen due to administrative orders, elections in your area, or major natural calamities like floods or cyclones. Always check your bank’s website, SMS alerts, or local news portals for updates before heading to the branch.
✅ How to Check If Today Bank Holiday in Your City
To find out whether there is a today bank holiday in your city, visit the official websites of:
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Reserve Bank of India: rbi.org.in
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Your bank’s local branch page or mobile app
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State government or district collectorate’s notifications
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Reputed financial news websites or portals like Times Mantra
Use search terms like “today bank holiday in Delhi,” “bank closed today in Mumbai,” or “bank holiday today in Kolkata” for accurate regional updates. Social media handles of banks on Twitter (now X) also publish real-time updates.
✅ Impact of Bank Holiday on Digital Services
Even if there is a bank holiday today, most digital services will still function. Online banking, UPI transactions, mobile apps, internet banking, NEFT, IMPS, and ATM services continue to work unless there is a system update or technical glitch. However, services like cheque clearance, RTGS settlements, bank locker access, and passbook updates require physical branch visits and won’t be available on holidays.
✅ How to Plan Ahead for Bank Holidays
Planning financial transactions before a known bank holiday can save you last-minute panic. Here’s what you can do:
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Withdraw cash in advance for essentials
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Schedule NEFT or RTGS transactions a day earlier
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Make digital payments or UPI transfers if urgent
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Avoid cheque submissions that may get delayed
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Contact your relationship manager if you need branch-level support
✅ Upcoming Bank Holidays in June 2025
If you’re checking for today bank holiday, also keep an eye on upcoming dates this month. In June 2025, the following days are expected to be bank holidays:
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June 8, 2025 – Sunday
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June 14, 2025 – Second Saturday
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June 16, 2025 – Eid-ul-Adha (tentative, subject to moon sighting)
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June 22, 2025 – Sunday
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June 28, 2025 – Fourth Saturday
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Always confirm with your city-specific holiday notification.
✅ Are Private and Cooperative Banks Also Closed?
Yes, private banks like HDFC, ICICI, Axis, Kotak, and even cooperative banks follow the same RBI schedule for holidays. However, some private banks might keep limited services operational for premium customers through 24×7 relationship channels. But for general customers, if it is a bank holiday today, physical branches will remain shut. Even ATM refill operations may be slower in certain locations, so it’s best to avoid last-minute runs.
✅ Final Word: Check Before You Step Out
Before stepping out for any important banking task, always check whether today is a bank holiday in your city. Times Mantra updates you daily with verified bank holiday news, state-wise closure info, and financial awareness tips. Bookmark our site and get instant answers to questions like: Is today a bank holiday? Why are banks closed today? Which cities have bank holidays today? Plan smarter, avoid delays, and stay ahead with Times Mantra’s daily bank holiday tracker.
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